Mitigation
This applies across all four perils: water, fire and smoke, mold, and biohazard.
The emergency phase that stops the loss getting worse — extraction, drying, removal of unsalvageable material. Not the same as repair, and often paid separately. The term appears constantly in scopes of work and in policy language, and its technical meaning is narrower than the everyday use of the word.
Also called Link to this section
- emergency mitigation
- drying phase
Where to read more Link to this section
Sources
Every source cited on this page
- T1Policy Terms and Coverage — FEMA / NFIP (accessed 2026-08-22)
- T1State insurance departments — NAIC (accessed 2026-08-22)