Terms of service

This applies across all four perils: water, fire and smoke, mold, and biohazard.

Using this site #Link to this section

This site is provided for general information. By using it you accept these terms and our legal disclaimer.

No professional relationship #Link to this section

Using this site does not create an insurance, legal, medical or contractor relationship between you and us. We provide no services, dispatch nobody, and sell no leads.

Limitation of liability #Link to this section

We publish carefully and cite primary sources, but we make no warranty that the content is complete, current or applicable to your situation. To the fullest extent permitted by law, we are not liable for decisions made in reliance on this site. In an emergency, call 911.

Acceptable use #Link to this section

Do not use this site to harass anyone, misrepresent our content as advice specific to a person, scrape it in a way that degrades service for people with an active loss, or reproduce it in a way that implies we endorse a company.

Content ownership #Link to this section

Our original content belongs to us. You may quote it with attribution and a link. Government and standards-body material we cite belongs to those bodies.

Changes #Link to this section

We may update these terms. The review date on this page reflects the last change.